What is the Affordable Care Act?

The Affordable Care Act (Obamacare) became law in 2010. The goal is to make healthcare in the United States more accessible and affordable. The result is lots of great opportunities for health coverage if you can make it through the complex features of the act.

Under the provisions of the Affordable Care Act, millions who were previously uninsured can now get coverage. The act also offers subsidies to make plans more affordable for low- and moderate-income people and their families. A key provision of the act prevents the denial of health coverage because of a client’s health history. That means it protects those with pre-existing conditions.

JD Evins & Associates
JD Evins & Associates

What the ACA plans must cover?

To make sure clients get quality health coverage, all Affordable Care Act plans are required to cover certain essential features. Those include emergency services, preventive care, mental health services, hospitalization, maternity care, newborn care, and prescription drugs. Affordable Care Act plans cannot cap how much they’ll pay for coverage over a year or over your entire life.

How can we help?

Jeff Evins, an experienced licensed insurance agent, can help you understand the numerous Affordable Care Act plan options based on your prescriptions and conditions. Jeff and his team will help you examine provider networks, premiums, deductibles, and drug coverage. Then Jeff and his team will help you enroll in the plan that’s best for you. Every year, ACA plans change. That’s why it is important to work with Jeff and his team to find the best plan this year.

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