Critical Illness Insurance
Critical illness insurance is a supplemental policy that typically covers three major events: Cancer, Heart Attack, and Stroke. These policies pay you directly in a lump sum if you have such an event. These policies work even if you already have health insurance.
Maximizing Your Benefits
This benefit helps cover expenses associated with these events, such as deductibles and co-pays with your health insurance, missed/lost work, or whatever you would like to spend that money on. Certain carriers often add additional riders to protect you from other diseases as well.